Determine an appropriate mix of stocks, bonds, and cash based on your age and risk tolerance.
Profile Details
Balance between growth and stability.
Recommended Allocation
Stocks60%
Bonds30%
Cash10%
About this calculator
Overview
A common rule of thumb for asset allocation is to subtract your age from 100 (or 110/120 for more aggressive modern standards) to find the percentage of your portfolio that should be in stocks.
💡
Pro Tips
The remainder typically goes to bonds and cash.
Conservative investors should hold more bonds to reduce volatility.
Aggressive investors should hold more stocks to maximize long-term growth.